It's a Relationship Not Just a Mortgage

OUR APPROACH

I believe that when you’re looking to buy a house, you need more than just a mortgage. You need a plan for your life. At Pinnacle Mortgage Inc., I’ll take the time to sit down with you and evaluate your credit history and financial standing to come up with a mortgage that works for you and your budget. I don’t want to see our clients make the same mistakes that so many have made in recent years, so I take an open, honest approach to mortgages. I also believe that when you’re buying or refinancing a property, it’s critical to get the very best mortgage loan available. The terms of your loan and your interest rate will play major roles in both your current and future financial pictures, so it’s important to work with a lender you can trust. At Pinnacle Mortgage Inc., we keep our residential mortgage rates competitive and specialize in connecting buyers with the right financing. Because we’re mortgage lenders, we’re able to walk you through the mortgage loan process, explain the best options for your circumstances, and help you secure the most favorable rate and the best possible terms.

EXCEPTIONAL CUSTOMER SERVICE

Pinnacle Mortgage Inc. offers our clients peace of mind. One of our most important roles as your safeguard is the proactive examination of lending guidelines, program options, and researching current market conditions. I’ll also work with you and for you to make your experience stress-free and easy. You probably have better things to do than worry about your home loan. Our proven system ensures you will receive the guidance and communication that you deserve. As your mortgage banker, I will:

Discuss and explain loan options tailored to your unique needs
Provide you with lock-in options, in writing
Review, explain, and discuss all loan documents
Review, explain, and discuss any settlement charges
Educate you and review expectations regarding the loan process
Give you an accurate loan estimate
Regularly provide you with updates regarding your loan
Act as your loan adviser

If that wasn’t enough, I will work with you and will be available whenever you have questions. You will communicate directly with me and my processing team throughout the entire process. My clients repeatedly praise my professionalism and commitment to excellence, and often compliment them by providing referrals of their friends and family.

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Get Approved

Take the first step towards purchasing your new home.

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Application Checklist

Find out exactly what you’ll need to get a mortgage.

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Mortgage Options

Find out which loan option is right for you.

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Contact

Contact me to get all of your mortgage questions answered.

Apply Now

We are so impressed with Robert Filippini and the integrity of his company

“We are so impressed with Robert Filippini and the integrity of his company – you guys are great! We have worked with Pinnacle Mortgage on 4 different occasions. Each time we were given great advice, many options to choose from and extremely competitive rates. In addition, the staff at Pinnacle is competent, friendly, courteous and a real pleasure to work with. We will surely tell our friends and family about Robert. As far as we’re concerned, when it comes to mortgage financing there is only one place to go and that place is Pinnacle Mortgage.”

Charles & Carol Sawyer, Bayonne, NJ

I have refinanced with Pinnacle Mortgage twice and am considering doing it again.

“I have refinanced with Pinnacle Mortgage twice and am considering doing it again.
Robert Filippini’s straight forward approach and genuine concern about what was best for me – was what impressed me the most. Their Refinance Decision Making Calculator is a powerful tool and helped me to fully understand both my current mortgage and then to see very clearly the advantages of refinancing. They helped me to understand that one of the primary reasons for refinancing is to limit the amount of money that I spend on interest expense and to focus on building equity in my property.
In addition to the great advice and service – Robert Filippini is professional and a real pleasure to work with. When it comes to your mortgage, you need a place that you can trust. I have referred my family and friends to Robert Filippini with Pinnacle Mortgage for all of their mortgage financing needs too.”

Tracy Rivera, Guttenberg, NJ

Robert made the whole mortgage process so much less intimidating and more seamless than past experiences.

“Robert made the whole mortgage process so much less intimidating and more seamless than past experiences. I felt he was with us every step of the way with frequent phone calls and emails, and no matter the day or hour, he promptly returned messages. His friendliness and approachability, along with his knowledge made getting a mortgage with Pinnacle Mortgage a no-brainer. I would highly recommend Robert.”

Amanda Saraceno, Whippany, NJ

When we knew we would be moving our family 2 hours away, we were at a loss on who to trust with getting financed. Robert Filippini was highly recommended.

“When we knew we would be moving our family 2 hours away, we were at a loss on who to trust with getting financed. Robert Filippini was highly recommended. Later, we met others who also had Robert as their loan officer, their own family members who also worked with Robert, and they recommended him to everyone for their financing needs. Hands down, Amazing help, amazing staff. It made the whole messy process of getting a loan completely clean. We are so grateful to Robert and his staff. They truly are the best of the best. I will recommend him to everyone who is in the market for a home or refinancing! Definitely worth more than 5 stars!”

Birmania Nunez, West New York, NJ

Robert did a fantastic job.

“Robert did a fantastic job. I’m a tough client, as I wanted to really understand the ins and outs of my home purchase, and he answered every question and kept me on track. I would recommend anyone to his service.”

David Caldwell, Montclair, NJ

Robert was such a pleasure to work with.

“Robert was such a pleasure to work with. He went above and beyond in all measures to assure we had everything we needed to purchase the condominium we fell in love with. I would highly recommend him to anyone!”

Jason, Hoboken, NJ