You don’t need perfect credit to qualify for a mortgage. Many mortgage programs will require a 620 or higher credit score in order to qualify for a loan. Although, FHA loans are available to people with credit scores as low as 580. However, just because you have a 580...

When buying a home or business, your credit is extremely important. Many times the credit bureaus can contain errors or misinformation. So always be sure to check your credit report for errors. Many sites say they are free but they really are not, so be aware. One...